:root{
  --ink:#0d141a;
  --ink-soft:#1A202C;
  --paper:#ffffff;
  --stone:#f0f0f0;
  --muted:#56585e;
  --line:#e0e0e0;
  --blue:#4A90E2;
  --blue-hover:#3577c4;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Roboto',sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:16px}
img{display:block;max-width:100%}
h1,h2,h3{font-family:'Quicksand',sans-serif;font-weight:700;line-height:1.2}
a{color:var(--blue)}
.wrap{max-width:1080px;margin:0 auto;padding:0 1.4rem}
section{padding:4rem 0}
.rule{width:48px;height:3px;background:var(--blue);margin:0 auto 2.4rem;border-radius:2px}
.sec-title{text-align:center;font-size:clamp(1.45rem,3vw,1.9rem);margin-bottom:.7rem}

/* ---------- identity header (dark, brokerage first) ---------- */
.topbar{position:sticky;top:0;z-index:50;background:var(--ink);color:#fff;padding:.75rem 1.4rem;display:flex;align-items:center;justify-content:space-between;gap:1.2rem;flex-wrap:wrap}
.identity{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap;min-width:0}
.brokerage{display:flex;align-items:center;gap:.7rem;color:#fff;text-decoration:none;min-width:0}
.brokerage img{height:46px;width:auto;flex-shrink:0}
.brokerage .lockup{display:flex;flex-direction:column;gap:.1rem}
.brokerage .name{font-family:'Quicksand',sans-serif;font-weight:700;font-size:1.05rem;line-height:1.2;color:#fff}
.brokerage .office{font-size:.78rem;font-weight:400;color:#fff;line-height:1.3}
.brokerage .who{font-size:.9rem;font-weight:500;color:#fff;font-family:'Roboto',sans-serif}
.licensee{font-size:1.05rem;color:#fff;line-height:1.3}
.licensee .who{font-family:'Quicksand',sans-serif;font-weight:700}
.licensee .role{font-weight:400}
.topbar .actions{display:flex;align-items:center;gap:1rem;margin-left:auto}
.topbar .tel{color:#fff;text-decoration:none;font-weight:500;font-size:.95rem;white-space:nowrap}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;padding:.7rem 1.45rem;font-weight:500;font-size:.95rem;border:none;cursor:pointer;border-radius:50px;font-family:inherit;text-align:center;transition:background .2s}
.btn:hover{background:var(--blue-hover);color:#fff}
.btn.ghost{background:transparent;color:var(--ink);border:2px solid var(--ink);border-radius:50px}
.btn.ghost:hover{background:var(--ink);color:#fff}

/* ---------- hero ---------- */
.hero{padding:4.6rem 0 4rem;text-align:center}
.hero .mark{height:42px;width:auto;margin:0 auto 1.2rem}
.hero .eyebrow{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-bottom:.85rem;font-weight:500}
.hero h1{font-weight:600;font-size:clamp(2.5rem, 5vw, 4rem); /* 40px–64px */;letter-spacing:normal;line-height:1.15;margin-bottom:1rem;color:var(--ink)}
.hero .sub{max-width:540px;margin:0 auto 1.8rem;color:var(--muted);font-size:1.08rem}

/* ---------- form ---------- */
.lead{background:var(--ink);color:#fff}
.lead .cols{display:grid;grid-template-columns:1fr 1fr;gap:3.2rem;align-items:start}
.lead h2{color:#fff;font-size:clamp(1.5rem,3vw,2rem);margin-bottom:.9rem}
.lead p{color:#d8dce0;margin-bottom:.9rem}
.lead .meta{margin-top:1.4rem;color:#fff;font-size:.95rem}
.lead .meta a{color:#fff}
.lead .broker-line{font-family:'Quicksand',sans-serif;font-weight:700;margin-bottom:.2rem}
form .row{margin-bottom:.9rem}
label{display:block;font-size:.78rem;font-weight:500;margin-bottom:.3rem;color:#c5cbd1}
input[type=text],input[type=email],input[type=tel],textarea{
  width:100%;padding:.8rem .95rem;border:1px solid rgba(255,255,255,.35);
  background:rgba(255,255,255,.08);color:#fff;font-family:inherit;font-size:1rem;border-radius:8px
}
input::placeholder,textarea::placeholder{color:rgba(255,255,255,.4)}
input:focus,textarea:focus{outline:2px solid var(--blue);background:rgba(255,255,255,.12)}
textarea{min-height:5.2rem;resize:vertical}
.consent{display:flex;gap:.65rem;align-items:flex-start;font-size:.82rem;color:#c5cbd1;margin:1rem 0 1.1rem}
.consent input{margin-top:.25rem;flex-shrink:0;accent-color:var(--blue)}
.consent label{margin:0;color:#c5cbd1;font-weight:400;font-size:.82rem}
.consent a{color:#fff}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;opacity:0}
.lead .btn{width:100%;padding:.9rem 1.45rem;font-size:1rem}

/* ---------- how it works ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;max-width:960px;margin:0 auto}
.step .num{font-family:'Quicksand',sans-serif;font-weight:700;font-size:1.7rem;color:var(--blue);display:block;margin-bottom:.4rem;line-height:1}
.step h3{font-size:1.2rem;margin-bottom:.4rem}
.step p{color:var(--muted);font-size:.97rem}
.note{text-align:center;color:var(--muted);margin-top:2.2rem;font-size:.95rem}

/* ---------- why / compare ---------- */
.why{background:var(--stone)}
.why .txt{max-width:720px;margin:0 auto 2rem;font-size:1.05rem}
.why .txt p{margin-bottom:1.1rem}
.why .txt p:last-child{margin-bottom:0}
.compare{max-width:760px;margin:0 auto;border-top:1px solid var(--line);background:var(--paper)}
.compare .row{display:grid;grid-template-columns:170px 1fr 1fr;gap:1rem;padding:.9rem 1rem;border-bottom:1px solid var(--line);font-size:.95rem}
.compare .row dt{font-weight:500;font-size:.8rem;color:var(--muted);padding-top:.15rem}
.compare .row dd{margin:0}
.compare .head{background:var(--ink);color:#fff;border-bottom:none}
.compare .head dt{color:transparent}
.compare .head dd{font-weight:600;font-size:.82rem}

/* ---------- faq ---------- */
.faq{max-width:720px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line);padding:1.25rem 0}
.faq-item:first-child{border-top:1px solid var(--line)}
.faq-item h3{font-size:1.15rem;margin-bottom:.35rem}
.faq-item p{color:var(--muted);margin:0}

/* ---------- inner pages ---------- */
.legal{max-width:720px;margin:0 auto;padding:3.2rem 1.4rem 4rem}
.legal h1{font-size:clamp(1.8rem,4vw,2.4rem);margin-bottom:.4rem}
.legal .updated{color:var(--muted);font-size:.88rem;margin-bottom:2.2rem;padding-bottom:1.3rem;border-bottom:1px solid var(--line)}
.legal h2{font-size:1.2rem;margin:2rem 0 .6rem}
.legal p{margin-bottom:1rem}
.legal ul{margin:0 0 1rem 1.3rem}
.legal li{margin-bottom:.4rem}
.legal .contact{background:var(--stone);border:1px solid var(--line);padding:1.4rem;margin-top:2.2rem}
.legal .contact strong{display:block;margin-bottom:.3rem}

.thanks-body{min-height:100vh;display:flex;flex-direction:column}
.thanks-main{flex:1;display:flex;align-items:center;justify-content:center;padding:3.2rem 1.4rem}
.thanks-card{max-width:540px;text-align:center}
.thanks-card h1{font-size:clamp(1.9rem,4vw,2.5rem);margin-bottom:1rem}
.thanks-card p{color:var(--muted);margin-bottom:1rem}
.thanks-card .btn{margin-top:1rem}

/* ---------- footer ---------- */
footer{background:var(--ink);color:#d8dce0;padding:2.8rem 1.4rem 2rem;font-size:.9rem}
footer .cols{max-width:1080px;margin:0 auto;display:grid;grid-template-columns:1.3fr 1.1fr auto;gap:2.2rem;align-items:start}
footer .brand{display:flex;align-items:flex-start;gap:.8rem}
footer .brand img{height:96px;width:auto}
footer strong,footer .name{color:#fff;font-family:'Quicksand',sans-serif;font-weight:700;font-size:1.05rem;display:block;margin-bottom:.25rem}
footer a{color:#fff;text-decoration:none}
footer a:hover{text-decoration:underline}
footer .fine{max-width:1080px;margin:1.6rem auto 0;border-top:1px solid rgba(255,255,255,.18);padding-top:1.1rem;font-size:.75rem;line-height:1.6;color:#9aa3ab}
footer .fine a{color:#c5cbd1}

@media(max-width:860px){
  .lead .cols,footer .cols,.steps,.compare .row{grid-template-columns:1fr}
  .hero{padding:3.2rem 0 2.8rem}
  .compare .head{display:none}
  .compare .row{padding:.9rem 1rem 1rem}
  .compare .row dd + dd{padding-top:.35rem;color:var(--muted)}
  .compare .row dd + dd::before{content:attr(data-label) " — ";font-weight:600;color:var(--ink)}
  footer .cols{text-align:left}
  .topbar{padding:.7rem 1rem}
  .topbar .actions{width:100%;justify-content:space-between}
  .brokerage img{height:40px}
  .licensee,.brokerage .name{font-size:1rem}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
}